Usually the rates you see quoted on the Internet do not include the required insurance. If you are planning to go into PV a lot, it is better to take the bus or taxi, Traffic and parking are terrible. If you want to just check out the countryside for a day or 2, just rent for several days. There are 2 rental places in Bucerias--www.geckorentcar.com and www.amigorentals.com. Both of these do include the required insurance.